Introduction: STC Emergency Load
Running out of mobile balance during an emergency can be stressful. Especially when you need to make a quick call or send an important message. STC has a useful service for prepaid users called the Sawa 5 Riyal Advance Credit or STC Emergency Loan.
In this guide we will show you how to borrow 5 riyals from STC using both automatic and manual method. So you can stay connected.
What is STC Emergency Load / Sawa Advance Credit?
- STC Sawa gives you 5 Riyals loan when your balance is empty
- You can use it for calls, texts, or data
- It lasts for 90 days, then it expires
- The amount will be deduct from your next recharge
- This offer is only for eligible prepaid customers
Method 1: Borrow STC Loan Automatically
When your balance is low or zero. Mostly STC will send you a message from 808808 about emergency credit.
✅ Steps:
You will receive a message like:
Hello, kindly note that your balance is almost consumed.
Reply with the STC emergency loan code “1” to borrow the STC load.
SR 1 fee will be applied for this transaction upon your next recharge
- Reply with “1” to the message.
- You will receive a confirmation that you have successfully borrowed 5 Riyal advance credit.
- Use the credit within 90 days before it expires.
- When you recharge your account, the 5 Riyal advance will be deducted automatically.
⚠️ A SR 1 fee will be charged on your next recharge.
Method 2: Borrow STC Loan Manually
If you did not receive the automatic message. You can still request the emergency load yourself.
✅ Follow these Steps:
- Open the Messages app on your phone.
- Write the number “1” in a new SMS.
- Send it to 808808.
- You will receive a confirmation SMS that you have received 5 Riyal advance credit.
- Use it within 90 days.
- The amount will be deducted automatically on your next recharge and plus SR 1 fee.
Important Notes
- This service is only for eligible STC prepaid users.
- You need to have a zero balance to get the advance.
- Make sure you are not on a postpaid plan; this service is only for prepaid users.
- If you have any problems, reach out to STC Customer Support.
Need Help
If you have questions or problems borrowing STC load:
- Call STC Helpline: 900 (from your STC SIM)
- Or visit: STC Contact Us
Final Thoughts
The STC emergency load service helps you in urgent situations. You can get this 5 Riyal advance automatically or by asking for it. It keeps you connected until you recharge.
If you found this guide useful, please share it with others who need help borrowing STC load in Saudi Arabia.
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