Sahl Finance: Real Estate and Personal Loans in Saudi Arabia

by Adeel
Sahl Finance Real Estate Financing

Sahl Finance: Making Home Ownership and Business Dreams Possible

Sahl Finance is Saudi company that helps people get loans for homes, personal needs and small businesses. The company was established in 2007 and rebranded to Sahl Finance in 2023. It is list on Saudi Stock Exchange and regulate by Saudi Central Bank.

Sahl Finance makes financing easy and accessible for Saudi families and entrepreneurs.

Company Background

Sahl Finance was founded in December 2007 as the Saudi Home Loans Company. It was create by Arab National Bank, Dar Al-Arkan and the International Finance Corporation (IFC). This partnership brought together real estate, banking and international finance expertise.

It is headquarter in Riyadh and has a ninety nine year duration with the possibility of extension. You can see the current Capital of this Company: Here

From Saudi Home Loans to Sahl Finance

The rebranding to “Sahl Finance” in February 2023 represented a new direction. The company expand beyond home loans to offer more financing solutions. The name “Sahl” means “easy” showing the company commitment to making financing accessible and simple.

Listed on Saudi Stock Exchange

In 2022 Sahl Finance was list on Saudi Stock Exchange under the name “SHL” with the trading symbol 1183. The company is part of banking sector. This listing shows investor confidence in the company’s growth and potential.

How is Sahl Managed

A board of directors with eleven members manages the company. Board members are elected by shareholders for three-year terms. This governance structure ensures professional management and accountability.

The company operates under Saudi Central Bank supervision and follows Islamic Sharia principles in all operations.

What Financing Does Sahl Offer

Real Estate Financing

Get a loan to buy your home. Sahl specializes in real estate financing. This helps Saudi families achieve homeownership dreams without paying the full price upfront.

Consumer Financing

Need financing for personal purposes? Sahl offers consumer loans for various needs. The process is simple and the application is straightforward.

SME Financing

Small and medium-sized businesses can access financing for growth and expansion. Entrepreneurs get support to start or grow their businesses.

Why Choose Sahl Finance

Professional and experienced team managing your loan. Sharia-compliant financing aligned with Islamic principles. Supervised by Saudi Central Bank for your protection. Simple and accessible loan processes. Multiple financing options for different needs. Headquartered in Riyadh with nationwide service.

Sahl understands your financial dreams and provides solutions.

Supporting Saudi Economy

Sahl Finance supports the government’s policy to diversify the economy and expand the economic base. The company encourages the private sector to play an active role in economic development.

Every loan helps create jobs, builds homes and strengthens businesses across Saudi Arabia.

Your Financial Partner

Whether you want to buy a home, finance a personal project or grow your business. Sahl Finance is ready to help. The company offers Sharia-compliant financing solutions designed for Saudi families and entrepreneurs.

Do not let financial constraints stop your dreams. Sahl Finance provides the support you need.

Have you used Sahl Finance services. What is your experience with their financing options? Share your story in the comments below.


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