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Introduction: Final Exit with a Leased Car
Many expats in Saudi Arabia prefer to lease cars instead of buying them. However, a common worry for expats who plan to leave the country is:
Can I get a final exit visa if I have a car lease?
The short answer is:
❌ No, you cannot get a final exit visa if you still have a leased vehicle. You must either pay off the lease or transfer it to someone else.
Why Can not You Leave with a Leased Car
When you lease a car in Saudi Arabia, both you and the leasing company or bank own it together. The car is registered under your name in the Absher system. This means the vehicle is legally tied to your name until the lease is fully paid or officially transferred. You cannot get a final exit visa until the car is removed from your record.
Two Method to Resolve the Car Lease Before Final Exit
There are two main methods to clear the car from your name:
Option 1: Settle the Loan with the Bank
This is the most straightforward method , but often more expensive due to fees and penalties.
Steps:
- Visit your leasing bank or finance company
- Inform them that you wish to settle the lease early
- The bank will calculate:
- Remaining installments
- Early termination fees
- Any other charges
- Pay the total amount due
Once the loan is fully paid:
- The bank will remove the car from your Absher account
- You will be able to apply for your final exit visa
Option 2: Transfer the Car Lease to Someone Else
A more affordable and practical solution.
Steps:
- Find a buyer who is willing to take over the lease
- Coordinate with the leasing bank to transfer the lease
- The new buyer will continue paying the remaining installments
After successful transfer:
- The car will be removed from your Absher account
- You will be eligible for a final exit visa
💡 Tip: You can discuss with the buyer to receive some payment for the installments you’ve already paid.
Important Notes
| Topic | Details |
|---|---|
| Ownership | The leased car is co-owned by you and the bank |
| Final Exit Visa | Not allowed until the car is cleared from your name |
| Loan Settlement | Full payment of remaining dues + fees required |
| Lease Transfer | Possible with bank approval |
| Penalties | Banks usually charge extra for early settlement |
What Happens If You Try to Leave Without Settling
If you attempt to leave Saudi Arabia while the leased car is still in your name:
- Your final exit visa will be denied
- You may face legal action or travel bans
- The bank may report the unpaid balance to credit agencies
Final Thoughts
If you plan to leave Saudi Arabia for Permanent, clear all your financial obligations, including car leases. You can either pay off the loan or transfer the lease to someone else. Both options will help you get a final exit visa without problems.
If you found this guide useful, please share it with others who may need help with car leases and final exit visas in Saudi Arabia.
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